Term Plan with ‘Return Of Premium’ option^ works just like a standard term insurance plan with just one additional survival benefit.
In this option, your term insurance premiums are returned to you at the end of the policy term, in the case the policyholder survives the entire policy coverage term.
Find out your Term Insurance premium here: https://bit.ly/2KWE7Tj
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^This option is available on payment of a nominal additional premium.
Also, the total premiums returned (exclusive of GST) are only for the base policy and not for any additional benefit or riders opted.